After all the hard work of finding a great property deal, you don’t want to lose it because you can’t secure the finance you need.

Unfortunately, a lot of bridging lenders send you jumping through endless hoops before they’ll give you a decision – or even tell you how much you can borrow, and what it will cost you.

As investors ourselves, we know how important it is to have clarity and certainty around funding your project. That's why we offer two simple products – and you can instantly calculate how much you can borrow and what it will cost.

Option 1: Swift Bridging

  • Loans up to 75% of the property value, or up to 100% with additional security
  • First and second charge lending on residential, commercial and mixed-use property in England, Scotland and Wales
  • Interest rates from 0.75% – 1.25% per month, depending on LTV and security type
  • Pay interest monthly or deduct it at the start
  • 24-hour approvals, and funds advanced within days
  • “Re-bridging” available – if you already have a loan with another provider but need more time

Get an instant Swift Bridging illustration to see how much you can borrow.

Option 2: Development Bridging

  • Loans up to 70% of the purchase price plus 100% of development costs advanced in stages
  • Interest rates of 1.25% per month
  • Pay interest monthly or deduct it at the start
  • 24-hour approvals, and funds advanced within days

Get an instant Development Bridging illustration to see how much you can borrow.

FAQs

What will you lend on?

We’ll lend on residential, commercial or mixed-use property anywhere in England, Scotland and Wales. We can't lend against any property that is (or will be) occupied by you or a member of your family.

How long does it take?

We aim to make an offer in principle within 24 hours. It then typically takes around ten working days to complete the legal work that’s necessary before releasing funds – but can be quicker if required, or may take longer in complicated cases.

When do I have to pay it back?

We typically offer loan terms between six and 12 months, but shorter terms can be agreed. We can either withhold our interest and fees from the amount we lend you, or you can pay the interest monthly – whichever suits you best.

Will I qualify?

We’ll lend to both individuals and companies, and will consider all circumstances – including adverse credit. Just contact us if there’s anything you’d like to check before applying.